The History Of United Overseas Bank - Free Essay Example

Having a history of over 75 years, United Overseas Bank (UOB) was first founded as the United Chinese Bank in 6 August 1935 by Datuk Wee Kheng Chiang. In its early years, UOB catered mainly to the Fujian community. It was then renamed as UOB in 1965. Establishment of UOB UOB has grown strongly over the years. It has established itself as a leading and regional bank in Singapore and also in Asia through a series of acquisitions. Today, the UOB group has expanded worldwide in 19 countries and territories in Asia Pacific, Western Europe and North America having a network of over 500 offices. Singapore, Malaysia, Indonesia, Thailand and mainland China are the banking subsidiaries of UOB. One of the main board of directors, Dr Wee Cho Yaw, being the chairman, he takes charge of the subsidiaries of UOB such as Far Eastern Bank, United Overseas Insurance, United Overseas Bank (Malaysia) and United Overseas Bank (Thai) Public Company, President Commissioner of PT Bank UOB Indonesia and PT Bank UOB Buana. Financial Services provided UOB offers an extensive range of financial services through its global network and partnership with associates, giving access to services like private banking, personal financial services, commercial and corporate banking and investment banking are some of which that the bank caters to. With the diversified interests, UOB is said to be committed in providing quality products and services in the region. In the business of credit and debit cards, UOB is a market leader in Singapore. It is also a dominant player in loans to small and medium enterprises and also private residential home loan business. UOB Asset Management being the fund management arm has been recognized as one of Singapores most awarded fund managers. Performance review for Q3 2010 UOB Groups net profit after tax rose 44.2% to $1,990 million for the nine months outlook as compared to a year ago. Operating profit grew 25.8% to $912 million and this was mainly driven by the higher trading and investment income. The total income increased significantly by 16% to $1,468 million. More about UOB Currently, UOB has approximately over 10,000 staff under its helm. I am attached to Commercial Banking Product Sales Specialist: Factoring, which is responsible for helping the relationship managers clinch factoring deals and relating to clients on how factoring can help their financing. The aim of such financial service is to benefit both the clients and the bank. The organisation chart of UOB can be found in Appendix 1. (400 words) 2. Description of job/work assigned 2.1 Project: End-to-End Factoring Workflow It was a project given to me and the Management Associates (MA). The task is to create a better workflow for the team using the existing one to be able to comprehend it better. This is in view that the factoring workflow has too many steps which are not in favour to the team. It involves thirty steps and it can be very time consuming, confusing and tedious to the reader. The main purpose was to enhance the workflow such that it benefits everyone. Shortening the workflow and picking out the redundant steps were some of the suggestions made. However, the challenge faced was that the steps involved were hard to minimize or even leave out. Meetings are still currently being held to discuss what could be done to make further improvements to the workflow. 2.2 Cross Checking of the migration system Two dummy accounts are created to assist in the checking of the migration systems. This is to ensure that before the launch of the Business Internet Banking account is implemented; all necessary screenings of discrepancies are made. Checking of spelling errors, figures, dates, accounting format, etc were part of ensuring the migration has no mistakes. When an erroneous mistake was found, a description of the error is noted with a print screen attached to show the errors. After giving a summary description of the error spotted in the system, it will be sent to the IT department who is in charge of doing the software migration for the accounts. 2.3 Summary of Factoring accounts A list of accounts that the factoring team is currently liaising and servicing was required. My task was to identify the relationship managers involved in the servicing of the accounts. I am to read through the files of the clients that have engaged in the factoring facilities given by the bank. The debtors involved, debtors limit, credit limit and type of factoring account which was opened, were needed to be updated. This is to give the product sales team a better overview of the details as mentioned above when they are to refer to any specific client. It helps to summarize the important information as knowing who the debtors are, the limits given to both the client and debtors allows the sales team to have the facts on their finger tips when referring to the list. This gives them better information at hand than referring to the files whenever needed. The list will be updated as and when necessary. 2.4 Background check of client Reading up on the client so as to understand the nature of business and how it functions gives an overview of what needs to be discussed in the survey call. This is to prepare well for the Pre-Activation survey with which the survey team is involved in. Before heading down to clients premise, the factoring workflow will be checked against for the documents needed. Having a good knowledge of what needs to be done and prepared helps ease the audit process. This in turns leaves a good impression to client as we are able to do business smoothly with no mishaps. 2.5 Merging of Product Manual Target Operating Manual (TOM) and Product Guide are to be merged into one final product manual Factoring. It serves as a comprehensive product guide for the department. It requires the thorough identification of changes in both guides and compiling the necessary or unnecessary additional info. Updating and retrieving of input forms, creating a board resolution and amendments to the manual instructions. The rationale is to ensure the manual is updated as alterations to the processes are often made. These are later being checked by the operations department as it involves processes which they are responsible for. (600 Words) 3. Learning experiences achievements 3.1 Efficiency, Accuracy Teamwork After 11 weeks of work at UOB, the importance of being a good team player, efficient and meticulous worker was learnt. Efficiency has its own importance. However, the underlying factor that plays a major role in aiding the effectiveness of it is time management. Without the discipline in managing time, one cannot complete his tasks on time. This being the reason will hamper and affect the quality of work produced. In the workforce, deadlines and time management are at hand. This was often emphasized, even at school. It is all dependable on us and as to how we are to control the playing field. A basic and simple principle yet many failed to accomplish and acquire it. The challenge sets in when the amount of workload increases. I had to complete the tasks assigned at hand and after which, taking on more tasks whenever help is required of me. I learnt that time itself is a massive restriction and only to rush at that very minute will produce less than satisfactory results. Th is will bring about disappointments and the lack of responsibility to the team. Accuracy is another essential skill at work. It is pretty much emphasized in my department as we are to ensure that the debtors involved, contracts and other important related details such as invoices are not overlooked. We will have to identify the contacts (mailing addresses, contact number), any clauses stated in the contracts that might affect the business between UOB and the client and its business partners too. It is impossible to not make mistakes. I have made errors and alerted my supervisor and colleagues about it once it was being noted. It was a small mistake but it can be costly to the business deal. As it was my fault, I made the attempt to remind myself by writing a post-it note such that I will not make the same mistake again. Working in a department means that teamwork is a must, in order to achieve a similar objective that is set at the start. Working together requires everyone to play their part, using their strengths to their advantage and overcoming shortcomings together too. Adding on, communication should be open such as to keep the ball rolling. It acts as a foundation pillar and without it, it is impossible to succeed and proceed on. It involves more than just speaking your mind, but also paying attention to others opinions and comments. (407 Words) 3.2 Marketing/Survey Call Being part of the product sales specialist team does require travelling to clients premises and hence developing a sense of direction is vital. This is even so when hiring the cab as the driver might not be familiar with the location that we are to go to. Thus, doing a background research such as checking the street directory online and using the mobile maps helped if such situations were to arise. Keeping ourselves informed will put us at a greater advantage. The benefit of being at an external company allows me to expand my exposure to a different nature of business. It brings about a different perspective and insight of how a non-financial institution functions. The aspect of meeting people cannot be avoided and mannerism comes into play here. Tasks have to be completed swiftly with minimal disruption to the work of others. First impressions take its toll as I represent UOB; it is of utmost importance to upkeep the image of the bank. Values like having a sense of punctuality and preparedness became more than necessary. It reflects how we place our clients and showcasing the importance of their business to the bank. Furthermore, punctuality eventually reveals ones personality. In order to gain trust from others, we need to possess this quality. Ultimately, punctuality also relates to ones responsibility. All these are in relation to how I present myself for job interviews (in BCOMM 3) and project presentations since the start of year 1. Punctuality and responsibility are the deciding factors on how well I would fair. At school, these qualities were emphasized and it was a stepping stone showing how the real workplace will be. First impression is how people judge me. In BCOMM 3, I was also taught how to go about engaging a sales call. Although it is not very similar to how it is done for our factoring deals, the steps involved were relevant. The elements of being persuasive and building of rapport were required. Without a good knowledge of the produ ct or fostering a close relationship with the client, it will definitely be a hindrance in clinching a successful deal. Networking skills played a part due to the need to understand the clients expectations. As such, the business communication module has served well in allowing me to apply my knowledge at work. The soft skills acquired were a great advantage as a whole. (399 Words) 3.3 Communication skills Communication is an essential element and it has strengthened with my days at UOB. Communicating with staff or clients is indispensable at any workplace. This is because interactions are bound to exist amongst one another, especially with regards to matters relating to work. Socializing with the colleagues starts by joining them for team lunch. This allows me to integrate and understand them better. Thus, interpersonal skills are crucial as interaction with different people every day is expected of me. It cannot be mastered within a short period of time and cultivation of the skills has to be built and picked up along the way. Continuous learning and applying the knowledge learnt in school comes in handy in this particular aspect. Being more conscious in the way I speak is necessary etiquette came to light. This is because it will be a display in the impression of how others view me. It forms a pillar for people to identify if they want to develop a better relationship with me. Therefore, it is only through the interactions, I gained the chance to learn from colleagues in their areas of expertise. Good communication skills helps to build strong rapport among fellow colleagues and the business communication modules of 1-3 have taught me well. An example of starting a table topic to break the ice, meeting presentations with colleagues and clients are some of which that allowed me to apply the knowledge learnt. The outreach talks to the secondary students for Ngee Anns Open House and PolyExperience also aided my learning. Communication has been amplified ever since and I was able to comprehend what is expected of me. This became very important at work as the presentations cannot be taken lightly and I ought to be prepared at the very best of my ability. My communication skills have thus been further enhanced due to the exposure given at work. Besides, the three years of project works and presentations done have also made it a good experience speaking my thoughts out and ensure that all group members are clear about the instructions and understood it well. Hence, whenever in doubt at work, I will seek my supervisors help and counter check that I am working on the right track. I will make certain that I do according to what my supervisor should expect and this can prevent any misunderstandings or miscommunications from surfacing. (398 words) 3.4 Trade and Credit Analysis knowledge I am tasked to understand factoring and its whole procedure as it can be very complicating. This is why having a good understanding and knowledge of the product is very crucial as I am to face the workload that deals with factoring daily. I came to understand how the different contracts laid out would affect the terms and conditions binding the bank and the client. Hence, I was appreciative that I had some background knowledge of factoring and trade from Finance and International Trade (FIT), and for contracts relating to the various forms of financing from Credit Management (CM). Thus, the learning acquired from these modules has allowed me to understand my daily work better. Besides, the advantage of gaining prior knowledge was being able to relate what was learnt at school to work. It was the hands on experience at work that I am unable to practice at school. The projects given at school were just to prepare us on how the real work force would be. An example would be the crea tion of contracts and proposal from a banks perspective for both FIT and CM. It was an eye opener to me as both the contracts and proposal that I see daily at work were explained during lectures and how to go about doing a credit analysis. It involves encumbrances; the type of project financing which involves placing the different kind of charge that would be beneficial to the bank, the proposed targeted amount to be charged. Whereas for factoring, it was how the receivables are being bought over by the bank and the bank earns by charging interest and discount charges to its clients. In addition, I am tasked to read up on the background of the client and its debtors. The reason of doing so is to be familiar with the nature of business and what would the bank be going into. This prevents the bank from purchasing the bad receivables from the clients debtors and making losses. It plays a big concern as this would result to the inability of getting the debts owing to the bank or clie nt and there are risks that are bound to be taken by the bank. In CM, doing a check on the client and its nature of business was emphasized and this was the same in the banking environment. This is such as to minimize the risks undertaken. (400 words) 4. Relate an incident 4.1 Unprepared for work done An incident which was encountered would be meeting the client for a pre-activation survey. It was a good exposure as I am able to get out of the office and learn the ropes. However, the process of it was hindered along the way. Going out for the pre-activation survey is not an easy task. The purpose for the visit is to check the clients liabilities and their other commitments this is done so by checking their accounts. The process involves having a good understanding of the business prior to going down to the clients premise. However, my colleague and I were not totally prepared and this affected the questions asked in order to clarify the details which we are in doubt with. This did not put us in a good position as the client would know that we are not prepared. We had to restructure the questions being asked and to ask for a little more time from the client. Time was being wasted in this aspect and it was not a good impression representing the bank. We realized that it involv es reading up thoroughly on the background of client is vital as it would ease the inspection programme. This would then prevent the client from doubting our abilities when showing our unpreparedness. After this incident, working conscientiously became an utmost importance. Taking the responsibility in getting my work done to my fullest ability is expected of me at all times. I learnt that in the work force, second chances are not given easily and that we will have to bear the consequences. Unlike in school, we can be given chances for mistakes made and to improve on it. On hindsight, if being faced with the same situation again, I would ensure that my colleague and I stay calm and ask for a few moments from the client. I will have to apologize for the shortcomings and delay of time for a discussion with my colleague on what is to be done next how to ask the appropriate question. I will apologize for the time taken and ask for their understanding. In conclusion, I feel tha t from this experience, it helped me to develop my interpersonal skills in various areas. With me being composed and patient when uncertain and solving the problem faced by thinking on my feet at the very moment. (392 Words) 5. Appendices Appendix 1 Organisation Chart of UOB Appendix 2 Factors that affect factoring The following are factors that may denote situations not acceptable for factoring. Appendix 3 Screen shot of Client Availability Sheet This is the information that I have to counter check with the dummy accounts for the merging of the information from this software into the Business Internet Banking platform. Any disputes and discrepancies are being checked concurrently. Appendix 4 Screen Shot of Business Internet Banking Platform The changes to be made by the IT personnel Invoice Enquiry: No of items is correct but AML O/s amt is $1,888k in BIB vs $3,315k in FactorPro under CAS No of items is correct but Venture O/s amt is $785k in BIB vs $1,386k in FactorPro under CAS Appendix 5 FACTORING INSPECTION PROGRAMME The form which was used for the pre-activation survey (survey call) 1 TYPE OF INSPECTION REPORT Pre-Activation Review Investigation 2 ANY MATERIAL CHANGES FROM PREVIOUS INSPECTION? (APPLICABLE FOR REVIEW CASES ONLY) Yes No 3 GENERAL INFORMATION Clients Name Address Contact Persons (Names and Titles) Date of Inspection Type of Facility(ies) /Limits Location of Inspection (if different from adress above) Checklist Yes No Remarks (If any) i Existing Charge in ACRA? ii Negative Pledge? (Sight letter of Offer from Banks) iii Consignment Sales? Please refer to point 11 if yes. iv Two Way Trading (If yes, name Debtor) v Ban of Assignment? vi Sales Retention? vii Survey Fee Charged 4 COMPANY BACKGROUND 5 NATURE OF BUSINESS 6 ACCOUNTING RECORDS 7 BILLING PROCEDURE 8 PROGRESSIVE BILLING 9 SALES Financial Year Sales Amount ($) Sales Growth (%) 10 DILUTION (CREDIT NOTES) Month / Year Past 6 months Sales / Invoice Listing (S$) Past 6 months Credit Notes Listing (S$) Total Dilution (%) Credit Notes / Sales = _______% (Comments on Dilution) 11 CONSIGNMENT SALES (Any sales on a consignment basis? Briefly explain how it works amount Debtor involved.) As per previous review dated 27 January 2010 12 RETURNABLE ARRANGEMENT (Any sales on a returnable arrangement? Briefly explain how it works amount Debtor involved.)

Frodos Seed of Courage - 1770 Words

Frodos Seed of Courage Essay Courage is an essential quality that is found in every archetypal hero. Courage is defined as the quality of mind and spirit that enables an individual to face difficulty, danger, and pain without fear. An individual is not born with a courageous heart, but instead develops courage through experience of difficulty and danger. The stimulation of courage is analogous to the growth of a beautiful flower. Courage starts off as a seed which is planted in the soil of the individuals heart. The planting of the seed is usually initiated by a courageous act during a time of difficulty or danger. As an individual experiences many of these dangerous and difficult circumstances, the individuals courage begins†¦show more content†¦Frodos willingness to face even greater dangers clearly demonstrates that his courage continues to grow. Frodo once again shows his constant growth of courage during the journey through the Mines of Moria. When the Fellowsh ip is venturing in the Mines of Moria, they run into a large group of orcs. As one of the orcs tries to break into the room that the Fellowship is trapped in, Boromir strikes at the arm of the orc. Although Boromir is a powerful warrior, his sword does nothing and slips from his hands. After Boromir fails to harm the orc, Suddenly, and to his own surprise, Frodo felt a hot wrath blaze up in his heart. Ì’ The Shire! Ì“ he cried, and springing beside Boromir, he stooped , and stabbed with Sting at the hideous foot (364). Consequently, Frodos courage overpowers Boromirs brute strength. Furthermore, Frodos attack on an individual orc causes his courage to grow strong enough to fight against a hoard of orcs. After Frodo and the Fellowship kill thirteen orcs, the rest of the orcs temporarily run away giving time for the Fellowship to escape. Following the Council of Elrond and the journey through the Mines of Moria, Frodos courage becomes more natural, thus revealing that Fr odos courage is near full growth. Frodo shows full transformation into a courageous individual at Là ³rien and through his most courageous act of all at Amon Hen. Frodo first shows his full transformation into a courageous

The Impact Of The First World War On African People

At the same point in time of the novel, political unrest was in action. Author Tim Stapleton writes in his article The Impact of the First World War on African People that â€Å"During the First World War the westernized African elite, a product of European missionary schools, was still in its infancy. It represented a tiny minority who had achieved success within the western educational system, mastered the colonial language, converted to Christianity, and usually occupied junior positions within the colonial hierarchy such as clerks, teachers, or clergymen† (Par.28). This type of change in society is pretty accurately depicted in the novel. One of Nnu Egos son’s choses to go to a university in the United States after he becomes educated and this was something that would have never happened before British influence came about. The way that Nnu Ego has to send her two eldest sons to go to school represents the impact that the western colonization had on the African cult ure. This influence also, causes her and her family moved into a small apartment verses the typical huts made of mud and leaves. In relation, the British saw the domestic slaves as illegal. Nwokocha Agbadi knows how important slaves are to his village household, but he also wishes to please the British. Emecheta writes that eventually, he â€Å"stop[s] dealing in slaves† and â€Å"offer [s] freedom to the ones in his household. He even join [s] a group of leaders who encouraged slaves to return to their places of origin†¦.Show MoreRelatedThe Slavery Of The Moors1241 Words   |  5 Pagesand mistreatment were found out by Europeans from the Moors and the Africans themselves. One story of how a preacher obtained his, the first slave, shows the point. The Missionary purchased a slave who should be supper with a specific end goal to have the young men life saved. Persecution in Africa is deliberate and needs no remuneration! 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Free Essay on Domestic Violence by Top Experts

Question: Write an essay discussing the above scenario exploring what you know about Domestic Violence, how this scenario fits the pattern of an abusive relationship and what options there are available to victims and perpetrators. Answer: Introduction: Domestic violence is a prototype of abusing behavior in a relationship of domestic purview where one partner of that relationship inflicts unnecessary power upon the other partner of the same relationship with an object to maintain or control the other partner, this infliction of power may be in various forms like sexual, emotional, physical, psychological or economical actions or threats of actions which affects the other person. Domestic violence is a large social menace for the human society and this menace is created by the individuals themselves. Apart from physical torture an act of domestic violence imposes a huge effect upon the psychological condition of the victim. A man or women who have suffered from an act of domestic violence are used to get afraid of the relationships. For example if a person inhumanly beats his wife without any reason for a continues period then apart from that physical torture the wife gets mentally injured and her mental stability gets suffered as well as she will lose the affection towards her husband due to such way of torture. In present society one woman of every four women gets suffered by an act of domestic violence, in every week around two women are used to be killed by their former or present partners and this number is still increasing. Most of the victims of domestic violence gets victimized again and again by their partners this is around 57 per cent of victims are going through the same stage. This signifies improper implementation of legislations in this regard. According to the statistics every minute the police authorities receives a call for domestic violence and this is done only by the 36 per cent among all the cases. In most of the cases of domestic violence 90 per cent children gets affected and this number is rapidly increasing and endearing the future security of children specially as to their mental conditions (Anon, 2015). Identification of reasons for domestic violence: According to Social Learning Theory, main reasons for an act of domestic violence are misunderstandings among the husband and wife, work stress, addiction for alcohol, financial problem, miscommunication, lack of proper sense of gratitude, responsibilities as to the family and many other factors are responsible in respect of increasing acts relating to domestic violence. In most of the cases it has been noticed that one of the primary cause of acts relating to domestic violence is addiction towards drugs and alcohol. Some other very relevant factors in present day society relating to domestic violence are proper mental stability, self control, impatience nature and many others (Handley, 2002). According to general system theory, violence is the consequence of a broken family system, for resolving it the members of the family have to fix the system and the violence shall be eliminated. Here, Aimee has failed to fix the system of the family. In this case the resource theory is also applicable to a certain extent, in this theory it is mentioned that the member of the family who contributes most of the resources in the family, uses physical power to maintain supremacy. The damaging psychological impact it can have on women or men who face such circumstances. According to Bidermans Scale of Coercion, there are five stages for having control over a person, those are; Emotional abuse Isolation iii. Threats of violence and violent attacks Omnipotence Kindness, In the case of Castle Rock v. Gonzales the court of law has observed that the main reasons behind an act of domestic violence is the mental condition of the person and the surroundings, it may be work stress, misunderstanding or any kind of addiction that make a man brutal upon his own family members, the court also observed that an act of domestic violence affects the children of the family in most influencing manner. Though this act is known as an act of domestic violence but the consequences of it are not restricted within the purview of a domestic problem, it is a problem for the society in general. Laws relating to domestic violence: Due to the increasing rate of activities relating to domestic violence, the concern of the governments in the United Kingdom has been attracted to this burning issue. The legislative bodies of the concern countries have enacted various legislations in relation to restrict the acts of domestic violence (Bradley, 2011). In the year 2004 the parliament of United Kingdom has enacted the statute in relation to restrict the acts of domestic violence, namely The Domestic Violence, Crime and Victims Act 2004. This Act is related to criminal justice and also emphasizes upon legal protection and proper assistance to the victims of crime, especially the victims of domestic violence (Jaising Sakhrani, 2007). It also makes bigger the conditions for trials without any jury, brings in a new rule for trials for reasoning the death of a child or susceptible adult, and authorizes. In the MARACs behavior it is mentioned that the act of domestic violence has some great efficacy as to the mental stability of the victim, especially when the victim is a child. An act of domestic violence affects the members of the family greatly, especially the members of age of 16 or above. The abuse may be encompasses into the factors like psychology, financial, sexual, emotional and physical and there is no such limitation as to it. The executive authorities of the nation that is the police should be more cautious regarding the complaints and factors relating to an act of domestic violence (Investopedia, 2015). Relation with the mentioned illustration: As per the mentioned scenario Aimee is an adult woman living with her husband Mark along with her child Samantha, when her husband gather the know that her wife is pregnant for the first time he despite of getting excited got angry on her wife and tortured her, though after few days he realized his faults and things came under control. Again when it came to the knowledge of Mark that Aimee is pregnant for the second time he could not control himself and again torture his wife. Because of the relationship and feeling of love from the part of Aimee she has not disclosed any of these facts to any one and she kept quite in this issue. But here a major matter of concern arose for Aimee, that if this things are going in the same manner her child Samantha and the child in her womb will get affected and their mental condition as to the reputation of their parents are not going to be up to the mark. So under this particular scenario, not only Aimee her child Samantha as well as the child in h er womb is getting affected by the act of Mark, because of this torture the child in her womb could have died. So, in this particular scenario, it can be clearly mention that there is an act of domestic violence from the part of Mark upon his wife and child, though Mark has not abused his child or torture his child but the child Samantha is also affected by the act of domestic violence from his father. Here, Aimee is at a freedom to go against the tortures implicated upon her by her husband; she has the right to approach the court of law with competent jurisdiction for the purpose of getting justice and to make her husband Mark to be penalized in accordance with the provisions of law (Bird Bird, 2006). In part two of The Domestic Violence, Crime and Victims Act 2004, it is clearly mentioned that any act relating to harassing any person by way of physical torture or by any other way in a serious manner then the person who has committed such an act shall be liable for facing legal consequences and the act is arrest able under the provision of the said Act. In the same Act section 12 and section 13 deals with the restriction to the territory of England and Wales and Northern Ireland respectively. In this regard the only child of them Samantha was not only victimized of the act of domestic violence but he is the most important witness of this act done by her father as he has saw all the acts of violence inflicted upon her mother and Samantha is the only person who has observed that in closer way. In Marks tactics in this regard is that there is cycle of abuse in his behavior of domestic violence at first stage tension builds in the concern person thereafter he acted out such tension by way of inflicting torture, abusing, annoying and many other ways upon her wife and child. After this while the victim is supposed to take legal steps, the wrong doer feels guilty and begs for mercy and a reconciliation process starts. Later on the relationship comes into a calm and stable condition. But after some time it begun with the first stage again and this cycle goes on unless a permanent restitution made. she witnesses to her mother..if so why... how.. Detrimental effects etc? Preventive measures taken: For the purpose of restricting the acts of domestic violence many criminal as well as civil legislations has been introduced by the appropriate government. Section 16 of the Youth Justice and Criminal Evidence Act 1999, deals with various measures in relation to stop the acts of domestic violence, in this section reporting restrictions and special measures for the victims of domestic violence is also provided, the importance of protection of witnesses and other relevant evidence are also provided under this section of the concern Act (Meyersfeld, 2010). In case of a family proceedings adequate documentation plays an important role in the proceedings of law, statements acquired from the victim or witness, expert reports in accordance with CAFCASS, relating to any children affected by the dispute, evidence transcription etc, all these documents are kept confidential according to the prescribed rules of Family Proceedings Rules 1991 (SI 1991/1247). In dealing with family issues like domestic violence the executive bodies such as police are very conscious and delicate (Kiesel, 2007). Refuges are not exempted from the protection provided by the concern government, it mainly concerns about the protection of the children and the female members of the family, and they are entitled to get justice as per the provisions of the concern law of the land. Conclusion: After the above description it can be summarized that domestic violence is the burning issue of the entire society and it not only affects the adults but it puts a huge impact upon the children in the family, these are very sensitive and confidential issues that is why victims are quite reluctant to disclose the facts to anyone. But if the victims are not aware of the future consequences of this burning menace it will destroy not only their life but the life of their children as well. For the purpose of restricting this menace the concern governments has taken many prohibitory provisions which are quite effectual too. The laws relating to the domestic violence has great significance to the society, it not only protects the family but also protects the society at large. As society is used to be greatly affected by the criminal acts like domestic violence, judicial system also plays an important role in restricting the acts of domestic violence by interpreting the present statute as pe r the situation demands . References Anon, (2015). [online] Available at: https://www.lwa.org.uk/understanding-abuse/statistics. [Accessed 21 Mar. 2015]. Investopedia, (2015).Investopedia - Educating the world about finance. [online] Available at: https://www.investopedia.com [Accessed 21 Mar. 2015]. Bashall, R., Hague, G., Mullender, A. (2011).Disabled Women and Domestic Violence. London: Jessica Kingsley Publishers. Bird, R., Bird, R. (2006).Domestic violence. Bristol: Family law. Bradley, T. (2011).Women, Violence and Tradition. London: Zed Books. Cps.gov.uk,. (2015).The Crown Prosecution Service. Retrieved 14 March 2015, from https://www.cps.gov.uk Freeman, M. (2008).Domestic violence. Aldershot, Hampshire, England: Ashgate. Gorin, S. (2004).Understanding what children say. London: National Children's Bureau. Handley, W. (2002).Marriage, violence, and the nation in the American literary West. Cambridge, UK: Cambridge University Press. Hanmer, J., Itzin, C. (2000).Home truths about domestic violence. London: Routledge. Hester, M., Pearson, C., Harwin, N. (2000).Making an impact. London: Jessica Kinglsley Publishers. Humphreys, C., Stanley, N. (2006).Domestic violence and child protection. London: Jessica Kingsley Publishers. Humphries, D. (2009).Women, violence, and the media. Boston: Northeastern University Press. Jackson, N. (2007).Encyclopedia of domestic violence. New York: Routledge. Jaising, I., Sakhrani, M. (2007).Law of domestic violence. New Delhi: Universal Law Pub. Co. Jasper, M. (2007).The law of violence against women. New York: Oceana. Kenney, K. (2012).Domestic violence. Edina, Minn.: ABDO Pub. Kenney, K. (2012).Domestic violence. Edina, Minn.: ABDO Pub. Kiesel, D. (2007).Domestic violence. Newark, NJ: LexisNexis Matthew Bender. Leotta, A. (2011).Law of attraction. Detroit: Thorndike Press. Lombard, N., McMillan, L. (2013).Violence against women. London: Jessica Kingsley Publishers. Meyersfeld, B. (2010).Domestic violence and international law. Oxford: Hart. Build arguments continuously..i.e. present one point and counteract it with another sometimes.. this shows critical thinking, and it also shows a diverse breadth of knowledge.

The Electric Ant By Philip K Dick free essay sample

Essay, Research Paper In the short narrative The Electric Ant, Philip. K. Dick is showing his sarcastical sentiment of adult male in society and adult male # 8217 ; s inability to separate between the truth and phantasy. Using his chief character # 8217 ; s life, Garson Poole, the writer illustrates teh psychotic belief of world # 8217 ; s freedom. This psychotic belief is demonstrated by three constituents of Garson # 8217 ; s life: his machine-controlled world bit, and his emotional and physical make-up as an oranic automaton. Garson Poole who, prior to his sensing of the world bit was under the feeling that he was exempted from all the universe # 8217 ; s restraints, finds himself in a cloud nine of confusion when he realizes that his life is being dictated by an machine-controlled world tape. The nowadayss of this mechanical setup symbolizes the conditioning adult male inherits from parents and others to conform and be accepted by society. This world appliance restricts Garson from certain ideas and certain actions and forces him into others. We will write a custom essay sample on The Electric Ant By Philip K Dick or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Unaware of his scheduling, Garson represents adult male # 8217 ; s naif attitudes towards the forces of the mass. With the find of the world tape, Garson than understands that his life is inflexible and determined by a tape, and accepts his circumstance. This rousing dissloves the mirage of his freedom, an consciousness that so many of mankind deficiency. The frontage of Ga rson’s freedom, was disguised by his physical apperance as a homo. However we shortly discover that beneath that tegument and flesh fells a mass of mechanical appliances that control and curtail his every idea or move. His physical construction, so brillanty cerated granted Garson with human feelings and the mirage that he was in control of his life. Eventhough Garson is an Electric Ant, he is an first-class representation of mankind’s psychotic beliefs and their automatically lead lives. So repitious and humdrum are our lives that we operate like machines non recognizing that we are trapped in a barbarous cycle.We isolate and take ourselves from society, skiping that we can arise and recover control. However our inability to get by in a complex universe, one time againg signifies that society is in control of us. Our reluctance to conform, leads to the loss of our individualism and finally and finally to our extinction. Using the development of garson Poole # 8217 ; s life to exemplify the psychotic belief of world ; s freedom, we notice that eventough Garson appears to be human and alive, in actuality he is a machine and his life is determined by a world bit. The implicit in message in Garson # 8217 ; s realisation tha the is trapped in this circle, is that all world has the power and desire to understand that he can discared of this phantasy and set up a true freedom.

Zitkala-Sa’s Influence on the Fight Against Native American Maltreatment Professor Ramos Blog

Zitkala-Sa’s Influence on the Fight Against Native American Maltreatment Although the maltreatment and oppression of Native Americans is not to the same extent as before, it is still a prevalent issue in modern times. Timeless writing enables people to experience and further understand the context of the issues the Native Americans are fighting against. Going back to the 1800’s where settlers have come and conquered Native American land, people such as Gertrude Simmons Bonnin (also known as Zitkala-Sa) helped stand up for Native American rights and fight against the oppression. As a young girl, Zitkala-Sa was taken from her tribe and sent to a â€Å"assimilative boarding school system† where she became educated and used her education to help Native Americans (Hafen 199). She was a very active member of the Indian Service, the Society of American Indians, and the National Council of American Indians. Through her work and her writings, she was able to express the pain and confusion that Native Americans experienced during the times dealing with the assimilation. Her work, Impressions of an Indian Childhood recounts her personal experience growing up watching the pain and sorrow from her mother as she still grieves the loss of a child and husband from the war. As well as her recount on the bribery and confusion on being taken away from her tribe to attend a boarding school. Zitkala-Sa also wrote a short story called The Soft-Hearted Sioux told from a boy’s perspective. The narrator is, again, taken from his home to attend an assimilative school and comes back years later to his father ill and dying. Having lost touch with his tribal roots, he is untrusting of the medicine-men and in return, the medicine men are untrusting of him and his faith in God and belief in Christianity. The tribe abandons him and he struggles to hunt for food for his starving parents. He ends up stealing meat from a white mans farm and kills the white man as he is desperately trying to make it home to save his father from starvation. He returns home to his father already dead. He is sent to die and ultimately, questions his beliefs as he is confused and torn between the culture he grew up in and the culture forced upon him. Zitkala-Sa’s Impressions of an Indian Childhood and The Soft-Hearted Sioux both embody the still relevant cultural conflict of Native Americans being taken away at a young age to become more Americanized, questioning their beliefs and culture, and being distrusted by their tribe. During the 1800’s it was common for young Native American children to be taken from their homes and brought to boarding schools in order to educate them formally and culturally. Zitkala-Sa describes her experience being taken away at eight years old in Impressions of an Indian Childhood. Zitkala-Sa explains how they would bribe the young children into believing that going away was something they wanted to do. They played on the idea of a fantasy for a child even using the term â€Å"iron horse† instead of train (659). She recalls the â€Å"lure of the red apples in the boarding school† as well (Hefan 212). To a child who is innocent and especially one from a tribe who is unable to experience luxuries of countless apples or riding a train, given the opportunity was tempting. This is where the confusion between the rift of cultures begins for the Native Americans growing up in this time period. Although Zitkala-Sa begged to be able to go and when her mother finally caved (against her will), as soon as she was taken from her mother the excitement vanished. Instead, she felt feelings of regret and sadness. She explains how she was â€Å"trembling with fear and distrust of the palefaces† and explains how their â€Å"first step, parting [her] from [her] mother, was taken† (660). She was initially excited to go to a new place of endless red apples but when she was taken away from her tribe she realizes the truth of what was happening. She was taken from her mother and was alone with the â€Å"palefaces† who she cannot trust. She was unfamiliar with their language or culture, which further makes her feel alone, scared and lost between the two cultures. Furthermore, the assimilation that was forced upon the Native Americans caused them to question their beliefs and disassociate with their culture. She describes how her older brother had already spent couple of years in the boarding school and when he came back, their mother was influenced to â€Å"take a farther step from her native living† (658). Their mother slowly started to adapt and change their home into a more â€Å"Americanized† version of a home, replacing â€Å"buffalo skin to the white man’s canvas† (658). Although her mother was never taken as a child and forced to assimilate into American culture, she still conformed to the American culture through the knowledge that her son would bring back from the boarding school. In The Soft-Hearted Sioux Zitkala-Sa uses this short story to further emphasize how they were made to question their beliefs and disassociate from their culture. The narrator of the story explains how he was taken from his home for ten years where he was taught to believe in Christianity and instead of growing up to be the traditional â€Å"warrior, huntsman, and husband† from the Sioux tribe, he was taught that those parts of his culture were wrong (661). In essence, forcing him to disassociate with his Sioux tribe culture. Another instance where Zitkala-Sa exemplifies this issue is when the narrator kicks the medicine-man out of their home because he believes it will â€Å"ensnare† his fathers soul (662). Medicine-men are an important part of the Native American culture and beliefs, where they come and help heal the sick. The narrator has a change of belief in his culture believing the medicine-man is a entity of evil that will damn him fathers soul from Heaven. The narrators change of beliefs comes from the forced education of the Christian religion and being convinced that his culture is wrong and evil, causing a drift between the elders in his tribe (such as the medicine-man and his parents) and himself. Adopting aspects of the American culture and leaving behind their old Native American culture caused tension and distrust between Native Americans. Zitkala-Sa and her husband opted to stick with their religious beliefs. This resulted in their son Ohiya being â€Å"turned away from a Christmas party social on the basis of his Catholicism† (Hefan 201). This lack of trust and tension between the Native Americans came to light as more of them began to gear away from their traditional beliefs and accept and incorporate the new American traditions that were taught to them. This topic is also discussed in The Soft-Hearted Sioux when the narrator tries to preach the word of God to his tribe. The medicine-man recognizes him and convinces everyone that he is a â€Å"traitor to his people† so that night, the tribe abandons the narrator and his family (663). A clear divide arises as the narrator is viewed as untrustworthy and a traitor to his tribe as he has fallen victim to the white mans teachings. The story ends with the narrator awaiting his sentence of death and he questions whether he will see â€Å"the loving Jesus† or his â€Å"warrior father† greeting him when he dies (665). This brings forth a personal cultural conflict as well between deciding what the people of the tribe expect and what has been taught at the boarding schools. The narrator begins to question his beliefs between both cultures and he is torn between them. Although a majority of the assimilation occurred many years ago, the issue of oppression for Native Americans is still prevalent today and writings such as those of Zitkala-Sa provide context for the continuing fight for their rights. According to Barbra Perry and Linda Robyn, their study of the Chippewa’s tribe of Northern Wisconsin show â€Å"Native Americans across the country continue to experience myriad and interrelated forms of economic, political, and social oppression† (590). Although many of the issues regarding Native Americans have advanced a significant amount, there are still more issues to be addressed such as the violence geared toward them in certain areas as well fighting for their treaty rights. This can be seen between 1960 and 1980 when the government tried to take away the Chippewa’s right to fish (592). The government would try to restrict them from being able to fish by doing a treaty abrogation. This was a huge set back considering they are dependent on fishing â€Å"financially† and â€Å"culturally† as their â€Å"cultural forms and religion and diet, and the entire culture is based around it† (592). This oppression not only strips them of their financial needs to live but also of their culture, similar to the experiences Zitkala-Sa expresses through her forced assimilation into a more â€Å"Americanized† person. Although it is it not common to hear, in present times, of Native American children being forcefully taken away and stripped of their culture, their culture is still vulnerable and being taken away with other forms of oppression and assimilation. In conclusion, Native Americans have dealt with and still are dealing with very traumatic oppression. It is important that people like Zitkala-Sa have written of their experiences because their writings are still relevant in present time issues and bring forth context needed to understand the fight that Native Americans are still fighting. Hafen, P. Jane. â€Å"‘Help Indians Help Themselves.’† American Indian Quarterly, vol. 37, no. 3, Summer 2013, pp. 198–218. EBSCOhost, doi:10.1353/aiq.2013.0041. â€Å"Miss Robertsons Scholars at the Mission School at Mus-Ko-Gee Indian Territory.† Photographs Western History, digital.denverlibrary.org/cdm/ref/collection/p15330coll22/id/24093. Perry, Barbara, and Linda Robyn. â€Å"Putting Anti-Indian Violence in Context: The Case of the Great Lakes Chippewas of Wisconsin.† American Indian Quarterly, vol. 29, no. 3/4, Summer/Fall2005 2005, pp. 590–625. EBSCOhost, doi:10.1353/aiq.2005.0102. Simmons Bonnin, Gertrude. â€Å"Impressions of An Indian Childhood.† The Norton Anthology of American Literature, by Robert S. Levine, 9th ed., W. W. Norton Company, 2017, pp. 655–660. Simmons Bonnin, Gertrude. â€Å"The Soft-Hearted Sioux.† The Norton Anthology of American Literature, by Robert S. Levine, 9th ed., W. W. Norton Company, 2017, pp. 660–665.

Secondary prevention in coronary heart disease (CHD) Essay

Secondary prevention in coronary heart disease (CHD) - Essay Example A health survey done in England in 2006 suggests that the prevalence of CHD in men was 6.5 percent and in women was only 4 percent; however, these rates are increasing with age (British Heart Foundation Statistics Website, 2010). In Scotland, the prevalence of CHD is much higher with percentage rate of 4.6 than the 4.3 percent reported cases in Wales and 3.5 percent in England (British Heart Foundation Statistics Website, 2010). From the aforementioned data, it can be observed that the variation of prevalence of CHD is wide within the United Kingdom. On the other hand, the prevalence of CHD in England alone ranges from 2.3 percent in London to 4.9 in North East of England. In Scotland only, the prevalence rate of CHD is higher compared to that in England where 3.9 percent cases were observed in Lothian and Orkney and 8.4 percent in Shetland (British Heart Foundation Statistics Website, 2010). The National Institute for Health and Clinical Excellence (2007) noted that death rate from CHD in the UK is more than 103,000 deaths per year and considered to be one of the highest in Europe, and this rate varies with age, gender, socio – economic status, ethnicity and geographic location in the UK. Scottish Intercollegiate Guidelines Network (2007) and the British Heart Foundation (2008) noted that various types of aetiology with a number of potentially modifiable risk factors are identified with cardiovascular diseases. These are: Among the aforementioned risk factors of acquiring CHD and peripheral vascular disease, smoking is believed to be the principal risk factor causing it. During the increasing myocardial demand, smoking have shown to be associated with impaired coronary blood flow responses, and in patients having coronary artery diseases, smoking is noted to contribute to myocardial ischemia. Libby and Theroux (2005) and Leon 2009 stated that atherogenesis, which is considered to be the most important cause and the underlying foundation of coronary heart